Home Financing

Buying 4 Key Questions About Down Payments Down payments can be a challenge to navigate, even for experienced homebuyers. How much do you need to put down? Do current market conditions change anything for you? Even the most basic questions aren’t always easy to answer. Whether you’re thinking of buying soon or planning ahead for a purchase in 2022, now is a […]
Home Financing Can You Invest in Real Estate as a Millennial? Millennials who want to invest in real estate have it harder than many other generations. Real estate prices are at record or near-record highs in just about every major market in the country, and even though employment is good, wages still haven’t kept up with the home price increases, making it tougher than ever to […]
Home Financing Home Financing Is Easier Than You Think You saw an online ad for low mortgage rates and decided to apply — just to see if you qualify. Now your phone is buzzing nonstop, and lenders are emailing you about “DTIs” and W-2s.  The onslaught of financing questions can be baffling when you’re tackling them alone. But it doesn’t have to be that […]
Buying How to Effortlessly Save for a New Hamilton County Home …EVEN WHILE YOU’RE STILL RENTING. If you’re renting your current home and have your eye on making a home purchase in the near or distant future you might be worried that it can’t be done. The good news is that there are some effortless ways to grow your home savings with a little bit of […]
Buying 5 Ways to Use Your Refund Toward a Home Who doesn’t love getting a tax refund?  It’s exciting to know that your bank balance will get a boost. But remember, a refund isn’t a bonus — it’s your hard-earned money, which is why you should make the most of it. If you’re thinking of buying a new home this year — whether it’s your […]
Home Financing Take Advantage Of These Common Homeowner Tax Breaks Being a homeowner definitely has its advantages, and saving money on your taxes each year just might be at the top of the list. Make sure you’re taking advantage of these common tax perks as a homeowner:1) Mortgage interestOne of the most common tax perks, you can deduct mortgage interest for your primary residence, and […]
Home Financing What You Need To Know About Fixed Vs. Adjustable Rates You’re about to become a first-time homeowner—this is an exciting time! As you begin working with lenders on securing pre-approval for a mortgage, you probably hear some terms when it comes to mortgage interest rates such as “fixed” and “adjustable.” To help you make a smart decision, here’s what you need to know about these […]
Home Financing How To Find Down Payment Assistance Programs You just found your dream home in Hamilton County, and it’s within your budget! One thing has you scratching your head though, how are you going to come up with the 20% down payment? You’re worried that if you can’t find the money for the deposit, you’ll lose your chance to buy your perfect house.  […]
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Buying Homebuying When You Have Student Debt Did you know you can buy your dream home while paying off student loan debt?  It’s true and even quite common. While student loans are factored into your debt-to-income ratio, they shouldn’t prevent you from becoming a homeowner.  And fortunately, there are many programs and options available to prospective buyers, some you may not be […]
Buying Dealing With Financing As the events of the last few years in the real estate industry show, people forget about the tremendous financial responsibility of purchasing a home at their peril. Here are a few tips for dealing with the dollar signs so that you can take down that “for sale” sign on your new home. Get pre-approved. […]
Home Financing Did You Buy A Home In 2016? Did You File Your Exemptions? Do You Have The Receipts? IMPORTANT INDIANA PROPERTY TAX NOTICE If you bought a home in Indiana in 2016 it is important all your exemptions are filed. You would have received a gold rod sheet detailing what you need to do in your title work package. • If you bought a home in 2016, you most likely filed for your […]
Home Financing Lease With A Right To Purchase We have great news for our clients who would like to own a home, but still need to improve their credit or save more money for a down payment. We recently partnered with with a company that is offering to purchase homes for our clients and lease them back for a period of up to […]
Home Financing Don’t Forget To File Your Property Exemptions Did you buy a home this year? Don’t forget to file your Property Exemptions for 2014 before the end of the year. All homestead and mortgage exemptions must be filed no later than December 31st. All the contact information is listed this flyer: Property Exemption Locations You must re-file your exemptions if you : REFINANCE, CHANGE HOW YOU HOLD […]
Buying The Credit Trap When you buy a home with a mortgage, you need to be aware that the simple purchase of a refrigerator on store credit can put your home purchase on ice.  And then you’ll have no where to put that new fridge.  While opening a new line of credit at a retailer won’t sink the credit […]